148 VERNICK LANE, CHURCH HILL, MD 21623

$3,395,000

With approximately 2,650 feet of private waterfront along Southeast Creek and sweeping views toward the Chester River, this exceptional 13.2-acre estate in the desirable Kennersley Farm community offers the rare combination of protected water, expansive acreage, and extraordinary privacy - complemented by a beautifully crafted main residence and detached carriage… Read More house. Originally constructed as a builder's personal residence, this coastal farmhouse showcases exceptional craftsmanship and enduring quality throughout. The main home offers eight bedrooms and six-and-a-half baths, including three private ensuites thoughtfully positioned for comfort and privacy. A detached stone carriage house provides two additional bedrooms, a full kitchen, and bath above a side-loading two-car garage with conditioned workshop and storage space - ideal for extended guests, multigenerational living, or private accommodations. Inside, timeless architectural details define the interiors: wide hewn pine hardwood flooring, substantial eight-inch base trim, solid wood doors, raised panel wainscoting, and four fireplaces that add warmth and character throughout. The waterside great room serves as a striking focal point, featuring a coffered ceiling, a dramatic stone fireplace with a custom mantel designed by Vicco VonVoss, built-in media cabinetry, and breathtaking water views. A central gourmet kitchen anchors the home and flows seamlessly into expansive gathering spaces, including a remarkable three-sided waterfront game room with pool table that conveys - designed for year-round entertaining. The main-level ensuite with adjoining sunroom opens to a private side deck, creating an ideal space for quiet mornings or evening retreats. Upstairs, the primary suite offers built-in bookcases, a fireplace, generous walk-in closets, a jetted tub, and plumbing for a future steam shower. An additional expansive ensuite on the second level provides exceptional privacy and includes a separate sitting area large enough for a sofa - perfect for guests seeking their own retreat. Additional bedrooms on the upper level provide ample space to relax and unwind. Dual laundry rooms on both the main and upper levels enhance everyday convenience, while a finished attic suite with sitting area and half bath offers additional flexibility. The unfinished walk-up basement with exterior access presents an opportunity for future customization. Outdoor living rivals that of a private resort. A waterside saltwater pool with a 10-foot diving well and diving rock is surrounded by an expansive paver patio, while a 12-foot-deep wraparound porch, tiered covered porch, upper balcony, and stone fire pit provide multiple vantage points to enjoy sunset views over the water. Custom exterior lighting enhances the architecture and landscaping in the evening, while a private, alarm-secured driveway ensures a refined sense of arrival and seclusion. The private dock has electric service run to it and water access, along with two boat slips and two jet ski lifts, providing direct access to Southeast Creek and beyond. A natural shoreline, kayak launch, mature trees, and resident bald eagles enhance the serenity of the setting. Just minutes from Kennersley Point Marina and within easy boating distance to Chestertown, Rock Hall, and Annapolis, this estate offers both tranquility and accessibility. The residence is also being offered fully furnished, presenting a rare turnkey waterfront opportunity. Defined by the elements that matter most - substantial water frontage, protected deep water, acreage, privacy, quality construction, and turnkey furnishings - this is a legacy offering for refined waterfront living on Maryland's Eastern Shore. Read Less

Courtesy of Biana Arentz, Coldwell Banker Realty 410-263-8686

Listing Snapshot

Days Online

Last Updated

Feb 27, 2026

Property Type

Single Family Residential

Beds

Full Baths

Partial Baths

Square Ft.

5,947

Lot Size

13.29 Acres

Year Built

2006

MLS Number

MDQA2015824

Additional Details

Appliances & Equipment

Dishwasher, Icemaker, Microwave, Oven - Double, Refrigerator, Six Burner Stove, Water Conditioner - Owned, Water Dispenser, Built-In Microwave, Built-In Range, Cooktop, Disposal, Dryer - Electric, Extra Refrigerator/Freezer, Oven - Self Cleaning, Range Hood, Stainless Steel Appliances, Washer, Washer/Dryer Stacked, Water Heater

Building

Built in 2006, Built in 2010 (effective), Living area: 5947, Levels: 3, Construction Materials: Combination, Fiber Cement, Stone, Wood Siding

Doors

Double Entry, Atrium, French, Six Panel

Exterior Features

Patio/Porch Features: Balcony, Balconies- Multiple, Deck(s), Porch(es), Patio(s), Roof, Wrap Around, Bump-outs, Exterior Lighting, Outbuilding(s), Stone Retaining Walls, BBQ Grill, Roof Deck

Fireplaces

5 fireplaces, Gas/Propane, Wood, Stone, Mantel(s)

Floors

Ceramic Tile, Hardwood, Partially Carpeted

Garage

2 spaces

Heating

Forced Air

Home Owner's Association

Association Fee: $800, Fee Frequency: Annually

Interior Features

Window Treatments, Wood Floors, WhirlPool/HotTub, 2nd Kitchen, Additional Stairway, Attic, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Chair Railings, Dining Area, Double/Dual Staircase, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Pantry, Recessed Lighting, Stove - Wood, Upgraded Countertops, Wainscotting

Lot

13.29 acres, Cleared, Partly Wooded, Trees/Wooded, Secluded, Private, Fishing Available, Front Yard, Landscaping, No Thru Street, Premium, Rear Yard, SideYard(s), Stream/Creek, Rural

Parking

Gravel Driveway

Property

Other structures: Above Grade, Below Grade, Panoramic, River, Scenic Vista, Water, Garden/Lawn

Roof

Metal, Shingle, Composite

Security Features

Main Entrance Lock, Motion Detectors, Exterior Cameras, Electric Alarm, Security System

Sewer

Private Septic Tank

Taxes

Annual Amount: $19,367, Lot: 3, Year: 2025, Zoning: NC-5

Utilities

Water Source: Private

Water Features

Water Body Name: SOUTHEAST CREEK AND SYBERRY CREEK, Boat/Launch Ramp - Private, Private Dock Site

Windows

Bay/Bow, Casement, Double Hung, Double Pane, Insulated, Transom

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